It's been an extremely busy end of year, which may have been good to help me de-focus a little while we tried to get everything in order to prepare for taking out a very big loan. I got a promotion at work! (Yay me.) The biggest thing we need for our loan is collateral. My car is a Subaru that we bought new and the great thing about Subaru's, they hold their value. It's not enough for the entire loan, but hopefully enough for at least half. We got the balling rolling for the loan on December 20th only to have it stop! Well...it's rolling again. It's been a very frustrating......oh wait, it's only been a week. It feels like it's been a lot longer than a week! Amazing how that happens.
The first bank we were going to go through, the loan officer was out till the 4th of January. I'm trying to schedule my surgery for January 8th, so that wasn't going to work. I decided to call my bank which is a credit union to see if maybe that's the route we should go. It started out very smoothly. I even found out I have A+ credit!!! I actually thought I had bad credit so this was great, GREAT news!! The only downfall is I don't have credit. I have one credit card and apparently part of having good credit, is to have credit. I don't like credit! So, as a joke I said, "Well, give me a loan and I'll have more credit." ha! :) The loan officer, Jim took all the info on our cars, ran credit reports, etc., etc., and then I heard nothing. Nothing!! I left message after message. I know I should show a little patience being the time of year it is, but patience is just not an option right now. I need to pay for the surgery in cash, and my husband is worried about interest rates going up the first of the year. So we basically need things done now! I finally spoke with several loan officers yesterday letting them know how frustrated I was that Jim was not getting back to us. Finally heard from Jim today! We went over the vehicle info...again...a little frustrating, but it is what it is. So now....the paper work is being sent to the underwriters and we should know today if we are approved. Talk about the perfect situation for an ulcer to invade my body! My stomach is in knots! I feel like it's been such an emotional, stressful year and I do hope that 2013 is the beginning of good news.
On another note, I have an amazing friend back home, Linda, that has been trying to help us in any way she can. I wasn't sure I was going to share this, but as she has reminded me, I need to accept that we need help. This is a huge financial undertaking and I worry so much about our financial future. She set-up a fund for us and I can't express how much we appreciate those that have donated to our cause. We have a special savings account setup for our baby fund and how wonderful it is not to have a $0 balance. This truthfully has helped keep me going when I have wanted to give up. So thank you to those that have helped. I have felt so much love during all of this.
Me
This journey begins with a lot of excitement and fears, which was the reason for this blog when I started it in 2010. It was meant to be an outlet for me, but after only two posts, I quickly realized I was a far more private person than I thought. Three years later, we are still on this journey and a lot has changed. I've come to realize that sharing this very personal journey may not only help me, but may help another woman going through the same thing.
A little about me. I've endured a lot of heart-break growing up. Through heart-aches I've gained strength, courage, faith, and the ability to laugh. I truly believe with God, loving friends and laughter, any soul can heal. I'm a strong and positive person, but I can feel this journey is testing the very person that I am. I'm grateful to have awesome women in my life walking with me. I'm also blessed with an amazing husband. I've had to be strong a lot in my life, but he has taken that burden from me, and I just couldn't be more grateful to have him as my husband.
A little about me. I've endured a lot of heart-break growing up. Through heart-aches I've gained strength, courage, faith, and the ability to laugh. I truly believe with God, loving friends and laughter, any soul can heal. I'm a strong and positive person, but I can feel this journey is testing the very person that I am. I'm grateful to have awesome women in my life walking with me. I'm also blessed with an amazing husband. I've had to be strong a lot in my life, but he has taken that burden from me, and I just couldn't be more grateful to have him as my husband.